| 
                         
                            Natixis  is pleased to offer the convenience of viewing shareholder communications,
                            including the fund prospectus, annual reports, and proxy statements on-line.
                         
                        
                            You will
                        be notified by e-mail when these communications become available on the Internet.
                        Printed copies of these communications may still be requested through your Broker.
                        Documents that are not available on the Internet will continue to be sent to you
                        by mail.
                         
                        
                            Terms and Conditions.  Privacy Statement
                         
                     | 
                    
                          | 
                    
                        
                     | 
                
                
                    | 
                         
                            Description of Service 
                        By enrolling in this electronic delivery service, you agree to receive announcements
                        by e-mail about shareholder communications materials. Those materials are made available
                        electronically by issuing corporations, mutual funds and other third parties. Quarterly,
                        semi-annual and annual reports; proxy statements; prospectuses and newsletters are
                        examples of shareholder communications that may be made available electronically.
                        The announcements will include the Internet address (URL) where the materials can
                        be found. Materials referenced within the e-mail announcement may be viewed electronically
                        via the Internet and printed with a local printer. If the materials are not made
                        available electronically, you will receive the standard printed materials and no
                        announcement will be made by e-mail.
                         
                        
                            Your enrollment
                        will be effective for all holdings in the specified account on an ongoing basis
                        unless you change or cancel your enrollment. 
                         
                        
                            If you have
                        a security position in an equity or mutual fund as of the record date for a particular
                        shareholder distribution and the materials to be distributed are made available
                        electronically, you will receive an e-mail announcement. The content of the information
                        provided for electronic delivery is the responsibility of the issuing corporation,
                        mutual fund, or third party, presenting it. If your securities are held by a financial
                        institution, the broker or bank that holds your security is not responsible for
                        content of electronic shareowner material. 
                         
                        
                            Failure
                        of E-Mail Address 
                        If, during a distribution, your e-mail address proves to be invalid, your enrollment
                        in this electronic delivery service will be cancelled and you will receive a hard-copy
                        notification of the announcement. This notification will provide the URL to the
                        electronic material, and will contain instructions to visit http://www.investordelivery.com/ to re-enroll. 
                         
                        
                            Option
                        to Receive Hard Copy 
                        If, after enrollment in this electronic delivery service, you would like to receive
                        a printed set of shareowner material for a particular security, in addition to your
                        e-mail notification, you may request hard copy delivery from your broker, bank or
                        directly from the issuing corporation or mutual fund. The broker, bank, issuing
                        corporation or mutual fund may, at their discretion, impose a fee to receive the
                        printed materials in addition to the electronic materials. 
                         
                        
                            To Update
                        Your Information or Cancel Enrollment 
                        By visiting http://www.investordelivery.com/
                        and entering your unique enrollment number, you may update your contact information,
                        such as e-mail address or personal identification number (PIN), or you may cancel
                        your participation in electronic delivery by selecting the cancellation option.
                    
                         
                        
                            Hardware
                        and Software Required to Use Service 
                        Enrollment in this electronic delivery service requires that you have a personal
                        computer with appropriate browser software, such as Microsoft Internet Explorer®,
                        Netscape Communicator®, or equivalent, and e-mail software as well as communications
                        access to the Internet. This access may incur charges from Internet Service Providers
                        and local telephone companies. The broker, bank, issuing corporation or mutual fund
                        will not be responsible for the costs associated with electronic access; these costs
                        are the responsibility of the shareowner. Should you wish to print materials that
                        have been delivered electronically, you must have a printer as well. Some issuers
                        electronically publish their materials in Portable Document Format (PDF). In order
                        to view PDF-formatted documents, you must have Adobe Acrobat Reader software. This
                        reader is available for download, free-of-charge, from http://www.adobe.com/.
                         
                        
                            © 2014 Natixis. All Rights Reserved. 
                         
                     |