Cantor Fitzgerald is
pleased to offer the convenience of viewing shareholder communications,
including the fund prospectus, annual reports, and proxy statements on-line.
will be notified by e-mail when these communications become available
on the Internet. Printed copies of these communications may still be requested
through your Broker. Documents that are not available on the Internet
will continue to be sent to you by mail.
Terms and Conditions.
By enrolling in this electronic delivery service, you agree to receive announcements by e-mail
about shareholder communications materials. Those materials are made available electronically
by issuing corporations, mutual funds and other third parties. Quarterly, semi-annual and annual
reports; proxy statements; prospectuses and newsletters are examples of shareholder
communications that may be made available electronically. The announcements will include the
Internet address (URL) where the materials can be found. Materials referenced within the e-mail
announcement may be viewed electronically via the Internet and printed with a local printer. If the
materials are not made available electronically, you will receive the standard printed materials
and no announcement will be made by e-mail.
Your enrollment will be effective for all holdings in the specified account on an ongoing basis
unless you change or cancel your enrollment.
If you have a security position in an equity or mutual fund as of the record date for a particular
shareholder distribution and the materials to be distributed are made available electronically, you
will receive an e-mail announcement. The content of the information provided for electronic
delivery is the responsibility of the issuing corporation, mutual fund, or third party, presenting it. If
your securities are held by a financial institution, the broker or bank that holds your security is not
responsible for content of electronic shareowner material.
of E-Mail Address
If, during a distribution, your e-mail address proves to be invalid, your enrollment in this electronic
delivery service will be cancelled and you will receive a hard-copy notification of the
announcement. This notification will provide the URL to the electronic material, and will contain
instructions to visit http://www.investordelivery.com/
to Receive Hard Copy
If, after enrollment in this electronic delivery service, you would like to receive a printed set of
shareowner material for a particular security, in addition to your e-mail notification, you may
request hard copy delivery from your broker, bank or directly from the issuing corporation or
mutual fund. The broker, bank, issuing corporation or mutual fund may, at their discretion,
impose a fee to receive the printed materials in addition to the electronic materials.
Update Your Information or Cancel Enrollment
By visiting http://www.investordelivery.com/
and entering your unique enrollment number, you may update your contact information, such as
e-mail address or personal identification number (PIN), or you may cancel your participation
in electronic delivery by selecting the cancellation option.
and Software Required to Use Service
Enrollment in this electronic delivery service requires that you have a personal computer with
appropriate browser software, such as Microsoft Internet Explorer®, Netscape Communicator®,
or equivalent, and e-mail software as well as communications access to the Internet. This access
may incur charges from Internet Service Providers and local telephone companies. The broker,
bank, issuing corporation or mutual fund will not be responsible for the costs associated with
electronic access; these costs are the responsibility of the shareowner. Should you wish to print
materials that have been delivered electronically, you must have a printer as well. Some issuers
electronically publish their materials in Portable Document Format (PDF). In order to view
PDF-formatted documents, you must have Adobe Acrobat Reader software. This reader is
available for download, free-of-charge, from http://www.adobe.com/.
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