We are pleased to offer to our Shareholders the benefits
and convenience of electronic delivery, including:

• Immediate receipt of the Proxy Statement, Annual Report
  to Shareholders and related materials.
• Elimination of bulky documents from personal files.
• Reduction of the Corporation's printing and mailing costs
  associated with more traditional delivery methods.
• Online proxy voting

To get started, click on the first letter of your
Broker/ Financial Institution's Name

You are a Beneficial Shareholder if you maintain your position in the Company within a brokerage account.